The role of retail

March 23, 2018 | Hannah Smith

Individual investors are the lifeblood of the peer-to-peer lending industry. But will they get pushed aside by City institutions as platforms pursue serious scale? 

Retail investors are the foundation on which today’s thriving peer-to-peer lending industry was built. The whole … Read More

How does P2P stack up against other investments?

July 25, 2017 | Kathryn Gaw

PEER-TO-PEER platforms have had a stellar year, with the P2PFA members’ cumulative lending now exceeding £8bn. The rise of the Innovative Finance ISA has brought P2P investing into the mainstream, and many platforms have seen a surge in demand as … Read More

Investor profile: Spread your bets

June 19, 2017 | Suzie Neuwirth

In some ways, Matthew Dodd is not your typical peer-to-peer investor. Many of the industry’s earliest adopters were nearing retirement age, attracted to the higher yields that P2P could offer as a means of boosting their pension pots.

But Dodd, … Read More

Platforms could face conflict of interest from investors

May 22, 2017 | Anna Brunetti

A TREND among platforms to prioritise general business lending over property finance actually underpins a deeper shift and conflict of interest in the industry, a P2P specialist warned.

Ivor Freedman, chief executive and co-founder of F&P, said he expects a … Read More

CapitalRise unveils IFISA ahead of new property deal

March 13, 2017 | Anna Brunetti

CAPITALRISE has become the latest platform to unveil its Innovative Finance ISA (IFISA), ahead of a new property project it prepares to launch next week.

The crowdfunding platform, which specialises in prime London property, lets individuals invest a minimum of … Read More

LandlordInvest’s IFISA customers invest 19pc more money

February 13, 2017 | Suzie Neuwirth

LANDLORDINVEST’S Innovative Finance ISA (IFISA) customers are more active and invest 19 per cent more money than standard account investors, according to statistics released by the peer-to-peer lender.

The property lender, which launched the tax-free wrapper late last month, … Read More

Fintech marketplace in talks with P2P firms

December 13, 2016 | Suzie Neuwirth

A FINANCIAL Conduct Authority (FCA)-backed fintech aggregator is in talks with the UK’s largest peer-to-peer lenders to bring them on board.

Bud is a new online platform and app that enables consumers to manage their financial products on a … Read More