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Peer2Peer Finance News | September 19, 2019

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p2p regulation

A Rocky Road

August 10, 2018 |

IN THE TWO YEARS since the Financial Conduct Authority (FCA) commenced its post-implementation review of the peer-to-peer lending industry, so much has changed. Whereas a mere handful of P2P platforms had full FCA authorisation in 2016, now the vast majority … Read More

P2P lender Collateral goes into administration

March 1, 2018 |

COLLATERAL has purportedly gone in to administration, after it emerged that it was operating without the correct regulatory permissions.

The Manchester-based peer-to-peer lender has been uncontactable since it shut down its website on Monday.

A letter seen by Peer2Peer Finance … Read More

New rules clarify P2P business borrowers are not deposit takers

December 22, 2017 |

THE GOVERNMENT has clarified that a business does not need a banking licence to borrow through a peer-to-peer lending platform, in a move that is understood to underline its support for the industry.

In an announcement titled ‘protecting the future … Read More

Exclusive: Christine Farnish on the changing role of the P2PFA

October 13, 2017 |

Christine Farnish (pictured), the chair of the P2PFA, talks exclusively to Peer2Peer Finance News about upcoming rule changes, the FCA, and why RateSetter really left…

There are changes ahead for the Peer-to-Peer Finance Association (P2PFA). The self-regulated trade body has … Read More

New frontiers

September 6, 2017 |

There’s no-one better placed to discuss the rise of peer-to-peer lending than Zopa co-founder Giles Andrews (pictured). The industry veteran talks to Andrew Saunders about regulation, Brexit and why this is the most exciting time for Zopa…

“It’s the most … Read More

Playing by the rules

August 4, 2017 |

The peer-to-peer lending industry is waiting with baited breath for the reg­ulator’s full report from its review into the sector. Will its outcome herald a new era for P2P, or just new hurdles to overcome?

It is often said that … Read More

The road to regulatory approval

August 1, 2017 |

Keith Maner (pictured), compliance and technical manager at compliance specialists Thistle Initiatives, delves into the key issues surrounding Financial Conduct Authority authorisation for peer-to-peer lenders

Peer-to-peer lending is one of a number of regulated consumer credit activities requiring firms to … Read More

Wellesley puts P2P product on “pause” and boosts transparency

May 26, 2017 |

WELLESLEY & Co is putting its peer-to-peer lending activities on “pause” and has published details of its loan book for the first time, as it works towards gaining full authorisation from the Financial Conduct Authority (FCA).

From 31 May, the … Read More

Funding Circle gains FCA approval

May 24, 2017 |

FUNDING Circle has become fully authorised by the Financial Conduct Authority (FCA), paving the way for the launch of its Innovative Finance ISA (IFISA).

The platform, which became the UK’s largest peer-to-peer lender in terms of cumulative lending after surpassing … Read More

The evolving regulatory framework

May 16, 2017 |

Peter Wilson, senior associate in the financial services regulatory group at law firm Taylor Wessing, explains why the Financial Conduct Authority’s scrutiny is good for the sector

The global economy is still rehabilitating following the financial crisis. … Read More