P2P sector poised to fill SME funding gap as recession looms

• Brexit woes and global trade war raise threat of downturn
• Alternative lenders “well placed” to capitalise on opportunities
• But weaker players could fall by wayside

PEER-TO-PEER business lenders are poised to fill the funding gap if high street … Read More

MoneyThing lowers P2P investor rates as it shifts to less risky loans

MONEYTHING is planning to lend to less risky businesses to attract a wider pool of investors.

The manual peer-to-peer business lending platform said it was not sustainable to focus purely on the higher risk/return side of the market and thus … Read More

Nothing ventured, nothing gained

Risk and returns go hand in hand, so how do peer-to-peer lenders offer competitive returns while protecting their customers? Marc Shoffman investigates…

RISK is an unavoidable component of investing and peer-to-peer lending is no exception.

The collapse of Collateral, rising … Read More

P2P transparency under threat after investors flout privacy agreements

THE HIGH levels of transparency vaunted by the peer-to-peer lending industry could be under threat as platforms warn that investors are sharing too much information about bad debts.

Several P2P investor forums have launched in recent years, creating a … Read More

MoneyThing prepares for launch of variable secondary market

MONEYTHING is planning to launch its new variable price secondary market in the coming weeks.

The business peer-to-peer lending platform surveyed its customers about changes to its secondary market last year and concluded that it would allow loans to be … Read More

IFISA Guide: SME loans

This month, we provide details on some of the SME-focused IFISAs on the market

Ablrate

Ablrate’s IFISA offers returns ranging between 10 and 15 per cent, enabling investors to fund asset-backed loans to UK businesses. It is a flexible tax … Read More

Industry readies for bountiful ISA season

PEER-TO-PEER lenders are gearing up for their best ISA season yet, with Innovative Finance ISA (IFISA) volumes predicted to soar as investors rush to allocate their tax-free allowance before the end of the fiscal year.

IFISA providers have reported increasing … Read More

MoneyThing investors pocket £10.4m in capital repayments

MONEYTHING investors have seen more than £10m of capital returned this year.

The peer-to-peer business lending platform said one of the largest loans to be repaid was a £2.26m facility provided to a hotel franchise that had built up enough … Read More

MoneyThing to allow discounts and premiums on secondary market

MONEYTHING is set to allow loans to be sold at premiums and discounts on its secondary market after seeking feedback from its investors.

The peer-to-peer business lender surveyed its customers and found that 65 per cent supported the changes, so the … Read More

MoneyThing considers introducing discounting on secondary market

MONEYTHING is considering an overhaul of its secondary market to let investors offer loans at a premium or discounted rate.

The business peer-to-peer platform has launched a survey for investors to express their views.

“Adding premiums and discounts to the … Read More