More than a third of peer-to-peer investors plan to invest more in the asset class during 2021 as the pandemic has failed to dent confidence in the sector.
Research by European alternative investments marketplace Mintos has found half of investors still felt as confident about investing in the sector a year on from the pandemic, and 14 per cent were more confident.
The platform’s annual investor survey assessed confidence among investors, with 36 per cent planning to invest more than €1,500 (£1,300) in loans this year.
A quarter were still unsure how they want to invest in P2P this year
Overall, 15 per cent of investors were “very confident” about receiving positive returns and 47 per cent were “somewhat confident.”
A fifth of investors were neutral about their expectations and 18 per cent don’t feel very confident, with seven per cent not confident at all.
Investors were asked to rank 10 factors that might play a role in their decision-making when choosing loans to invest in.
The return was the most important factor among 59 per cent while 57 per cent valued the Mintos risk score ratings and another 55 per cent saw buyback obligations as a key benefit.
Read more: Mintos’ Martins Sulte: A wider vision