Peer-to-peer loans were the most profitable type of asset in the past year for over half of European P2P investors, according to Robo.cash research.
A survey from the European P2P lender found that 52.8 per cent of investors made the most money from P2P loans, followed by shares and exchange-traded funds, mentioned by 19 per cent and 16.9 per cent of investors respectively.
Furthermore, 84 per cent of investors increased the proportion of P2P loans in their portfolios last year.
24.2 per cent raised it by 25 to 50 per cent, 21.2 per cent did so by 50 to 100 per cent and 16 per cent said they more than doubled it.
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“We hope that the attitude of investors towards the P2P segment will not significantly change during 2020 despite the current situation in the markets,” said Sergey Sedov, chief executive of Robocash Group.
“Moreover, this year, investors can benefit from even higher interest rates on P2P loans, as many platforms increased them to adapt to the changing market conditions.
“At the same time, the income from these investments remains stable compared to other assets, such as shares.
“It is important, however, to choose a financially sustainable company with a strong track record and strict borrower scoring policy to invest in.”
According to Robo.cash’s poll last month the majority (79.5 per cent) of European P2P investors were not affected by Covid-19.
Over half of investors said that the alternative lending brought them the highest returns last year. Robo.cash expects that despite the coronavirus pandemic, the segment will keep the leading positions in 2020.