Half of European P2P investors have more than 25pc of portfolio in P2P loans

MORE than half (52.3 per cent) of European peer-to-peer investors surveyed by Robo.cash have more than a quarter of their portfolio in P2P loans.

The poll of 600 P2P investors by the Latvia-based lender also found that seven per cent of respondents only invest in P2P.

While the survey is Europe-wide, the findings are significant for the UK in light of the new rules coming into place for the P2P sector next month.

Incoming investor marketing rules will restrict everyday investors from putting more than 10 per cent of their portfolio into P2P loans – a move which has been met with some disagreement from the industry.

It is unclear whether Robo.cash’s surveyed investors would be classed as sophisticated or not.

Read more: FCA: ‘We are not shutting the public out of P2P’

The research also found that 45.4 per cent of investors consider P2P lending to be reliable, while 19.5 per cent said they had trusted the sector from the beginning.

Read more: Robocash finds P2P investors are boosting their funds after just one month

“The expertise of online lending platforms is one of the factors influencing the degree of investors’ confidence,” said Sergey Sedov, chief executive of Robocash Group.

“Looking at the European P2P lending on the whole, it is clear that its volumes keep growing from year to year.

Developing at a fast pace, this segment will continue gaining trust of the increasing number of investors.”