THE MAJORITY of European investors prefer to access websites of peer-to-peer lending platforms via desktop computers and laptops, new research has found.
A survey from Croatia-based P2P lender Robo.cash found that 70 per cent of potential and actual P2P investors across the continent opted for a desktop, while 25 per cent used a smartphone to access P2P platform websites.
Just 4.8 per cent chose to use a tablet.
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“Making an investment decision often requires easy access to additional information and a thoughtful approach,” Robo.cash said.
“It is way more convenient to use a desktop website version to manage data, create investment portfolios or configure the settings. This is especially true for investors who distribute funds between several P2P platforms and have to work with data on different websites.”
95.3 per cent of investors diversify their P2P holdings across several platforms, Robo.cash found.
Smartphones and tablets are typically used to perform simple functions like check an investment balance, the P2P lender said.
The most popular type of mobile device to access P2P websites is Apple, owned by around half of investors. Samsung ranks second at 16.4 per cent and Huawei takes third place at 9.7 per cent.
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