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Peer2Peer Finance News | March 21, 2018

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Neil Faulkner

New ringfencing rules will create ‘two-tier’ protection for P2P cash

March 16, 2018 |

NEW ringfencing regulations in the banking sector look set to create a two tier system of protection for peer-to-peer investors’ money before it is lent out.

P2P platforms can handle lender funds either by setting up separate client money accounts … Read More

P2P default forecasts are rising, but should investors worry?

February 22, 2018 |

DEFAULT forecasts across some of the main consumer peer-to-peer lending platforms have begun ticking up.

At the same time lenders have faced pressure to keep borrower rates lower to compete with cheaper loan pricing among banks and building societies.

So … Read More

Everything you always wanted to know about tax but were afraid to ask

February 12, 2018 |

THE UK tax code is reportedly 12 times the size of the King James Bible at more than 10 million words, and while not all is relevant to peer-to-peer platforms and investors, there is plenty that baffles the sector.

Tax … Read More

Peer-to-peer lenders move into homebuyer market

February 12, 2018 |

THE GOVERNMENT has been increasing its support for homebuyers and now peer-to-peer platforms are adding themselves to the solutions.

Several firms are coming on to the market that enable retail investors to finance mortgage deposits. JustLend is in the process … Read More

P2P investors risk losses by lending to just one borrower

February 6, 2018 |

PEER-TO-PEER analysis firm 4th Way is urging investors to diversify after stress testing revealed the odds of losing money in a severe recession can be 10 times higher in some cases when lending to just one borrower on a P2P … Read More

2018: The survival of the fittest for P2P lenders?

December 21, 2017 |

THE PEER-TO-PEER lending sector has seen little M&A activity to date and few platform closures. But could all that change in 2018?

Last year saw a number of platforms complete funding rounds to strengthen their balance sheets and provide finance … Read More

The sky’s the limit

November 9, 2017 |

First they disrupted the market, then they were regulated, and now they have the IFISA. It’s time for the peer-to-peer lending sector to embark on the next stage of its journey…

May you be cursed to live in interesting times … Read More

IFISA investments ‘to take off’ in 2018

October 19, 2017 |

2018 MAY be the year in which the Innovative Finance ISA (IFISA) finally takes off, an industry expert has suggested.

Neil Faulkner, chief executive and founder of peer-to-peer analysis firm 4th Way, noted that the small platforms that have already … Read More

Cryptocurrency providers eye P2P lending

October 3, 2017 |

PEER-TO-PEER lending may have revolutionised how individuals save and borrow money, but cryptocurrency fans are now turning their attention to the sector.

Crypto or digital currencies such as Bitcoin or Ethereum have gained public attention recently amid the emergence of … Read More

The P2P Power 50

October 2, 2017 |

PEER-TO-PEER lending has rapidly grown into a multi-billion-pound industry, bringing together the best in banking and technology as well as lawyers, regulators, analysts and fund managers.

So, who are the key players influencing the UK’s P2P sector? The inaugural Peer2Peer … Read More