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Peer2Peer Finance News | August 23, 2017

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Kevin Caley

Social P2P venture hindered by wholesale crackdown

April 18, 2017 |

THE FOUNDER of ThinCats has said that the regulator’s clampdown on wholesale lending will affect projects that can be funded through his social peer-to-peer lending platform Community Chest.

Kevin Caley (pictured) launched the social enterprise last year and it funded its … Read More

Malcolm Caley named as managing director of Community Chest

March 21, 2017 |

SOCIAL lending peer-to-peer platform Community Chest has named Malcolm Caley as its managing director.

Community Chest was founded by the team behind business P2P lender ThinCats and operates alongside the platform.

ThinCats founder Kevin Caley and Malcolm (pictured) are cousins … Read More

Strictly business

February 13, 2017 |

Peer-to-peer lending is often associated purely with consumer lending and borrowing, but the enormous potential of the business lending market could spell huge growth for the industry. Just as long as platforms are prepared to do a bit of hard … Read More

Savers suffer again as Bank of England holds rates at record low

February 2, 2017 |

INTEREST rates have been held at their record low by the Bank of England, leaving little sign of a boost for savers with money languishing in traditional products.

The Bank of England’s monetary policy committee held the base rate at … Read More

Millennials more likely to invest in P2P than the older generation

January 25, 2017 |

MILLENNIALS are four times more likely to have money invested in peer-to-peer platforms than people aged 55 and over, research by ThinCats has revealed.

A poll of more than 2,000 adults by the P2P business lender found that four per cent of 18 … Read More

Using your assets

January 9, 2017 |

Secured and unsecured loans are plentiful within the P2P sector. Peer-to-Peer Finance News investigates the benefits of both

Deep down, even the most risk-aware investors want some level of security. While they may be able to tolerate some losses, they … Read More

1.6m Brits lend money to friends and family to plug £4bn funding shortfall

December 5, 2016 |

MORE than 1.6m Brits have lent money to a loved one to help them start or grow a business, as it is revealed that UK banks turn down 26 per cent of business funding applications.

According to new research by … Read More

Peer-to-peer lending must remain true to its roots

November 21, 2016 |

THINCATS’ founder and chairman Kevin Caley (pictured) tells Peer-to-Peer Finance News why it has never been more important for the P2P sector to remember its roots.

In August 2014, George Osborne announced that the UK was “at the dawn … Read More

Why the latest inflation figures are not good news

November 16, 2016 |

CONTRARY to expert projections, the rate of inflation actually fell to 0.9 per cent in October, from one per cent the previous month.

This came despite a multitude of warnings from economists and analysts claiming that inflation would hit 1.2 … Read More

Fighting fraud

November 11, 2016 |

Where there is money changing hands, the risk of fraud is always present. But in the rapidly-growing P2P sector, new risks are emerging and new solutions are being developed…

Between the Lending Club scandal and the ongoing crisis in China, … Read More