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Peer2Peer Finance News | July 19, 2018

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Iain Niblock

Other people’s money

July 16, 2018 |

Consumer lending is a cornerstone of peer-to-peer finance, but with fears of a personal debt crisis and fierce competition, should platforms be worried? 

PEER-TO-PEER lending is a pretty diverse sector, with dozens of platforms out there offering everything from domestic … Read More

The automation evolution

June 18, 2018 |

PEER-TO-PEER lending emerged as an alternative to mainstream banks, simultaneously widening access to credit and boosting retail investors’ returns.

Some would argue that P2P has made finance more accessible and shifted it from the ‘computer says no’ mentality of the … Read More

Orca launches P2P investment platform

March 27, 2018 |

A NEW peer-to-peer investment platform has launched, enabling investors to diversify across multiple providers.

The new offering, from P2P analysis firm Orca, aims to make the investment process easier and quicker by doing the due diligence on the behalf of … Read More

M&A: The real deal

March 23, 2018 |

After years of speculation, M&A activity in the peer-to-peer lending sector has failed to materialise. Peer2Peer Finance News finds out why it’s taking so long 

Traditionally, as a new market matures it becomes ripe for mergers and acquisitions (M&A), but the … Read More

The role of retail

March 23, 2018 |

Individual investors are the lifeblood of the peer-to-peer lending industry. But will they get pushed aside by City institutions as platforms pursue serious scale? 

Retail investors are the foundation on which today’s thriving peer-to-peer lending industry was built. The whole … Read More

Lenders shift focus to recurring revenue

January 26, 2018 |

PEER-TO-PEER lenders are shifting their focus to recurring revenue to improve business stability.

Upfront origination fees typically comprise 70 per cent of lenders’ revenues, while ongoing loan servicing fees account for the remaining 30 per cent.

Iain Niblock, chief executive … Read More

See EU later

December 5, 2017 |

The UK’s decision to split from the rest of the bloc sent shockwaves around the world, but what does it mean for peer-to-peer lending?

THERE is a blight on the land, and its name is Brexit. As we progress towards … Read More

Could this platform satiate investor appetite for manual lending?

October 27, 2017 |

LENDINGCROWD has been ranked as an alternative to Funding Circle for investors looking to continue with manual lending, as they both offer similar interest rates and borrower profiles.

Peer-to-peer analyst Orca said that before Funding Circle shifted to manual lending … Read More

The P2P Power 50

October 2, 2017 |

PEER-TO-PEER lending has rapidly grown into a multi-billion-pound industry, bringing together the best in banking and technology as well as lawyers, regulators, analysts and fund managers.

So, who are the key players influencing the UK’s P2P sector? The inaugural Peer2Peer … Read More

Warnings raised about ‘unsustainable’ personal loan rates

September 14, 2017 |

Industry figures are divided over whether fears around the current pricing of personal loans are well founded.

Jayne-Anne Gadhia, chief executive of Virgin Money, this week warned that personal loans are currently priced too cheaply and risk another financial crash.

Read More