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Peer2Peer Finance News | April 21, 2018

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4th Way

Investors face tax quandary on defaulted property loans

April 6, 2018 |

PEER-TO-PEER investors are being encouraged to seek tax advice or use their own judgement on defaulted loans that are secured by property rather than waiting on recoveries.

Investors have taken to the P2P Independent Forum to raise concerns about several … Read More

Six best IFISAs named by 4th Way’s new comparison service

March 21, 2018 |

LANDBAY and Lending Works are among the six best Innovative Finance ISA (IFISA) providers on the market, according to the new comparison service from peer-to-peer analysis firm 4th Way.

The tax wrappers offered by the buy-to-let specialist and consumer lender … Read More

New ringfencing rules will create ‘two-tier’ protection for P2P cash

March 16, 2018 |

NEW ringfencing regulations in the banking sector look set to create a two tier system of protection for peer-to-peer investors’ money before it is lent out.

P2P platforms can handle lender funds either by setting up separate client money accounts … Read More

P2P platforms reassure investors after Collateral closure

March 2, 2018 |

PEER-TO-PEER lending firms have been reassuring their investors about the safety of their platforms in the aftermath of Collateral going into administration.

Business lenders Ablrate and MoneyThing have both sent messages to their customers detailing their stability, performance and regulatory … Read More

P2P default forecasts are rising, but should investors worry?

February 22, 2018 |

DEFAULT forecasts across some of the main consumer peer-to-peer lending platforms have begun ticking up.

At the same time lenders have faced pressure to keep borrower rates lower to compete with cheaper loan pricing among banks and building societies.

So … Read More

Everything you always wanted to know about tax but were afraid to ask

February 12, 2018 |

THE UK tax code is reportedly 12 times the size of the King James Bible at more than 10 million words, and while not all is relevant to peer-to-peer platforms and investors, there is plenty that baffles the sector.

Tax … Read More

Peer-to-peer lenders move into homebuyer market

February 12, 2018 |

THE GOVERNMENT has been increasing its support for homebuyers and now peer-to-peer platforms are adding themselves to the solutions.

Several firms are coming on to the market that enable retail investors to finance mortgage deposits. JustLend is in the process … Read More

P2P investors risk losses by lending to just one borrower

February 6, 2018 |

PEER-TO-PEER analysis firm 4th Way is urging investors to diversify after stress testing revealed the odds of losing money in a severe recession can be 10 times higher in some cases when lending to just one borrower on a P2P … Read More

RateSetter is latest P2P lender to see merits of specialising

January 29, 2018 |

MAJOR peer-to-peer lenders are exiting segments of the business financing market in order to establish themselves as the leading provider in their chosen sector.

RateSetter said last Monday it was exiting the unsecured business loans market so that its commercial … Read More

2018: The survival of the fittest for P2P lenders?

December 21, 2017 |

THE PEER-TO-PEER lending sector has seen little M&A activity to date and few platform closures. But could all that change in 2018?

Last year saw a number of platforms complete funding rounds to strengthen their balance sheets and provide finance … Read More