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Peer2Peer Finance News | August 15, 2018

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4th Way

Motoring ahead

August 8, 2018 |

NEW CAR SALES may be slowing down a little, while environmental concerns over pollution and CO2 emissions are rising, but the UK remains a country demonstrably in love with its motors.

Just look at the numbers – there are no … Read More

The automation evolution

June 18, 2018 |

PEER-TO-PEER lending emerged as an alternative to mainstream banks, simultaneously widening access to credit and boosting retail investors’ returns.

Some would argue that P2P has made finance more accessible and shifted it from the ‘computer says no’ mentality of the … Read More

Platforms shift to auto-lending as demand for diversification rises

June 13, 2018 |

AN INCREASING number of peer-to-peer lending platforms are turning their attention to automated lending as investor demand for simpler and more diversified offerings increases.

Last September, Funding Circle stopped offering manual lending and shifted to an entirely auto-lending model, meaning … Read More

Risky Business

June 12, 2018 |

Credit risk is an unavoidable component of peer-to-peer lending, so platforms have many ways of managing it, as Peer2Peer Finance News investigates…

THE PEER-TO-PEER lending industry’s reputation for doing things better, faster and cheaper than banks is often attributed to … Read More

4th Way highlights how to spot a fraudulent P2P lender

May 18, 2018 |

POOR-QUALITY websites and high-pressure sales tactics could be signs of a fraudulent or negligent peer-to-peer lending website, 4th Way claims.

The P2P analysis firm has unveiled a list of checks for investors to spot potential discrepancies and issues with a … Read More

Collaborate or compete?

May 10, 2018 |

Peer-to-peer lenders are getting increasingly involved with the very incumbents they set out to disrupt. Is this the key to the P2P industry’s future or the path to its demise?

IN THE tech-forward 21st century, the answer to the age-old … Read More

How to become an IFISA millionaire in 25 years

May 2, 2018 |

PEER-TO-PEER investors could become Innovative Finance ISA (IFISA) millionaires within 25 years, research claims.

Figures from P2P analyst 4th Way suggest if a lender invests £10,000 each year across several platforms and aims for nine per cent interest after bad … Read More

Investors face tax quandary on defaulted property loans

April 6, 2018 |

PEER-TO-PEER investors are being encouraged to seek tax advice or use their own judgement on defaulted loans that are secured by property rather than waiting on recoveries.

Investors have taken to the P2P Independent Forum to raise concerns about several … Read More

Six best IFISAs named by 4th Way’s new comparison service

March 21, 2018 |

LANDBAY and Lending Works are among the six best Innovative Finance ISA (IFISA) providers on the market, according to the new comparison service from peer-to-peer analysis firm 4th Way.

The tax wrappers offered by the buy-to-let specialist and consumer lender … Read More

New ringfencing rules will create ‘two-tier’ protection for P2P cash

March 16, 2018 |

NEW ringfencing regulations in the banking sector look set to create a two tier system of protection for peer-to-peer investors’ money before it is lent out.

P2P platforms can handle lender funds either by setting up separate client money accounts … Read More