The BridgeCrowd is a well-established bridging lender that offers two simple products: a low-rate facility, catering for straightforward cases, and an exclusive ‘valuation only’ product which provides a solution for hard-to-place bridges, e.g. severe, adverse credit or no exit. In short, if something has a value, the BridgeCrowd can lend against it.
T: 0161 312 56 56
Downing designs products that help investors look after their financial wellbeing, while its investment partnerships support businesses in their ambitions. Its crowdfunding platform, Downing Crowd, allows people to lend directly to small UK businesses, typically through bonds offering returns from three to eight per cent per year.
FundingSecure is one of the first FCA-regulated peer-to-peer platforms, with over £300m loaned to date. It connects borrowers and lenders, specialising in loans secured against assets such as property, cars and jewellery. Lenders receive returns of up to 14 per cent per year, with an option to invest in an IFISA.
T: 0118 324 3190 or 0800 690 6568
MoneyThing is a peer-to-business lending platform that offers better deals to lenders and borrowers. It offers individuals great returns on IFISA-eligible investments backed by property or business assets. MoneyThing’s investors have helped businesses across the UK to buy property or fund growth. The platform is FCA regulated and committed to responsible lending.
T: 08000 663344
Proplend is an FCA-regulated property lending platform and HMRC-approved flexible ISA manager that matches investor demand for inflation-beating income with demand for commercial mortgages and bridge loans. Security includes first legal charges for all loans with a choice of risk-adjusted returns from up to three LTV-based investments.
T: 0203 397 8290
ThinCats is dedicated to funding growing and ambitious UK SMEs across all industry sectors using pioneering data, personal relationships and a pragmatic lending process. It aims to simplify the traditional bank-dominated commercial lending model by connecting SMEs directly with institutional and retail investors providing them with attractive potential returns.
T: 01530 444 040
Wellesley is an established property investment platform, that issues bond investments to the UK retail market. Its core objective is to provide investors with higher rates of return than can be accessed through traditional investment routes, whilst simultaneously providing financing to experienced commercial borrowers within the UK residential property market.
T: 0800 888 6001
Fox Williams is a City law firm with a specialist fintech legal team. Fox Williams delivers commercially-focused and up-to-date fintech legal and regulatory advice on various business models. A key focus area includes P2P lending and we act for several of the largest P2P lending platforms.
T: 020 7628 2000