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Peer2Peer Finance News | January 18, 2019

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Comment & Analysis

Digital lenders eye IPOs but will investors bite?

January 14, 2019 |

TANDEM Bank has become the latest digital lender to target a stock market flotation, shortly after Zopa revealed it wants to list in two to three years.

But with Funding Circle’s initial public offering (IPO) in September proving a bumpy … Read More

How debt sales can benefit P2P investors

January 3, 2019 |

DEBT collection has negative connotations of bailiffs knocking down doors, but it is proving to be a useful way to help peer-to-peer lenders chase unpaid debts and ensure investors can still get a return that is owed to them.

In … Read More

Spending and saving habits of Brits: Will they change in 2019?

December 20, 2018 |

FOR MANY Brits, savings simply aren’t a priority. In fact, earlier this year, research revealed that a quarter of British adults had no savings.

Furthermore, savings fell as a share of our income from almost 12 per cent at the … Read More

Forget me not? Why Zopa’s P2P roots will still be important for its bank

December 6, 2018 |

ZOPA’S long-awaited banking licence has finally come through, but what does this mean for the wider peer-to-peer lending sector?

The world’s oldest P2P lender has, in some ways, gone full circle with its plans to launch a bank.

It was … Read More

Are P2P investors better off selling bad loans or relying on recovery?

November 6, 2018 |

LENDY is reportedly in talks with distressed debt investors to sell some of its defaulted loans so investors can get repaid. How common is this approach or should it be considered as another risk of peer-to-peer lending?

P2P property platform Lendy … Read More

How important are bounty hunters to an ICO?

August 23, 2018 |

THE ROLE of bounty hunters in initial coin offerings (ICOs) has been thrown into the spotlight following a dispute over payments made from the EQUI fundraise.

EQUI – co-founded by entrepreneur Baroness Mone and her venture capitalist partner Doug Barrowman … Read More

How P2P plugged the funding gap for small businesses

August 17, 2018 |

BEFORE the global financial crisis, banks were the lender of choice for Britain’s small businesses, and perhaps the only option they would consider.

Since then, banks have become more risk averse and are pulling back from lending in some parts … Read More

When is the best time to market an IFISA?

August 13, 2018 |

A GROWING number of peer-to-peer (P2P) lenders currently face a quandary: should they market their Innovative Finance ISAs (IFISAs) outside of ISA season or simply bide their time?

The IFISA market has grown exponentially over the past 12 months, as … Read More

A Rocky Road

August 10, 2018 |

IN THE TWO YEARS since the Financial Conduct Authority (FCA) commenced its post-implementation review of the peer-to-peer lending industry, so much has changed. Whereas a mere handful of P2P platforms had full FCA authorisation in 2016, now the vast majority … Read More

How do IFISAs stack up against stocks and shares ISAs?

August 9, 2018 |

IN THE two years since the launch of the Innovative Finance ISA (IFISA) an abundance of options have been made available to investors.

The majority the UK’s peer-to-peer platforms have already launched their own IFISA options and so far more … Read More