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Peer2Peer Finance News | July 23, 2019

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Comment & Analysis

Five podcasts for P2P lending enthusiasts

July 22, 2019 |

PODCASTS have become one of the nation’s favourite sources of information and entertainment. According to Ofcom, almost six million Brits tune into a podcast every week – double the number of five years ago. And a few finance podcasts have … Read More

Alternative lenders embark on new securitisation deals

July 22, 2019 |

THE ALTERNATIVE lending sector is seeing a new wave of securitisations, as platforms look to tap the debt capital markets for cash.

Online property finance marketplace LendInvest completed its debut securitisation last month, packaging up £259m of UK buy-to-let mortgage … Read More

What will the appropriateness test actually look like?

July 17, 2019 |

IT’S OFFICIAL – the Financial Conduct Authority (FCA) will soon make it mandatory for all peer-to-peer platforms to introduce an “appropriateness test” for new investors.

The purpose of the test will be to weed out any unsuitable lenders, and any … Read More

Lendy collapse: Who’s to blame?

July 16, 2019 |

THE collapse of peer-to-peer platform Lendy has left investors unable to access their funds and raises questions over how the platform was managed and regulated.

So, where should blame lie for Lendy’s downfall and what steps could have been taken … Read More

What is P2P car finance?

July 15, 2019 |

PEER-TO-PEER car finance has been on the rise in recent years, but in a sector where investors are more used to investing in business or property loans, what can car finance loans do differently?

P2P car finance is a fast-growing … Read More

Could the 10pc rule bring £6.9bn into P2P sector each year?

July 11, 2019 |

WHEN the Financial Conduct Authority (FCA) rolled out a new raft of rules for the peer-to-peer lending sector, there was one requirement which received decidedly mixed reviews. In an effort to promote diversification and risk awareness, the regulator announced plans … Read More

City watchdog signals increased scrutiny of P2P sector

June 28, 2019 |

THE FINANCIAL Conduct Authority (FCA) may take enforcement action over the collapse of Lendy and is considering how to monitor the Innovative Finance ISA (IFISA) market more effectively.

The revelations came out of a Treasury Select Committee hearing with FCA … Read More

Survival of the fittest! Are more P2P platform failures on the way?

June 25, 2019 |

MORE peer-to-peer lending platform closures are being predicted this year due to tightening regulation of the sector.

The industry has already been hit by the high-profile collapses of Collateral and Lendy, but more failures are expected as regulatory changes being … Read More

Revealed! The fastest growing P2P lending platforms by loanbook, investors and borrowers

June 14, 2019 |

THE latest Peer2Peer Finance Association (P2PFA) data shows some of the UK’s largest platforms are now lending more than £10.5bn, but how are they performing individually?

At a headline level, the P2PFA data, as of the end of March 2019, … Read More

Three reasons why RateSetter should rejoin the P2PFA

June 12, 2019 |

THE Peer-to-Peer Finance Association (P2PFA) is rumoured to be open to the prospect of RateSetter returning to the self-regulatory body, but how would that help boost the organisation?

RateSetter left the P2PFA in 2017 after breaching its transparency rules following … Read More