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Peer2Peer Finance News | March 20, 2018

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Comment & Analysis

International Women’s Day: What’s stopping women investing?

March 8, 2018 |

On International Women’s Day, Sarah Chapple (pictured), head of client engagement at direct lending specialist BondMason, asks what’s causing the investment gender gap

Between 1998 and 2013 the number of working mothers who were household breadwinners rose by over 80 per … Read More

Ultimate guide to Innovative Finance ISAs: Part four

March 7, 2018 |

PEER-TO-PEER property investing is a popular way to earn decent interest with the added security of bricks and mortar should things go wrong, and now many of those returns can be earned tax-free using an Innovative Finance ISA (IFISA).

Many … Read More

P2P default forecasts are rising, but should investors worry?

February 22, 2018 |

DEFAULT forecasts across some of the main consumer peer-to-peer lending platforms have begun ticking up.

At the same time lenders have faced pressure to keep borrower rates lower to compete with cheaper loan pricing among banks and building societies.

So … Read More

What a difference a tax year makes! P2P platforms pile in to the IFISA market

February 7, 2018 |

THE INNOVATIVE Finance ISA (IFISA) market looks vastly different as ISA season approaches compared with this time last year.

Just a handful of peer-to-peer platforms had full Financial Conduct Authority approval in time to launch an IFISA product in April … Read More

RateSetter is latest P2P lender to see merits of specialising

January 29, 2018 |

MAJOR peer-to-peer lenders are exiting segments of the business financing market in order to establish themselves as the leading provider in their chosen sector.

RateSetter said last Monday it was exiting the unsecured business loans market so that its commercial … Read More

Lenders shift focus to recurring revenue

January 26, 2018 |

PEER-TO-PEER lenders are shifting their focus to recurring revenue to improve business stability.

Upfront origination fees typically comprise 70 per cent of lenders’ revenues, while ongoing loan servicing fees account for the remaining 30 per cent.

Iain Niblock, chief executive … Read More

What will RateSetter look like without unsecured business lending?

January 26, 2018 |

RATESETTER has signalled the end of unsecured business lending on its platform, so what impact will this have on the company’s loan book going forward?

The peer-to-peer platform announced earlier this week that it is winding down its unsecured business … Read More

Lack of communication holding back trust in Open Banking

January 12, 2018 |

THE success of Open Banking depends on the financial services sector’s ability to earn consumers’ trust, but a lack of communication about the legislation’s benefits means this could be an uphill battle.

Research shows there is still a lot of … Read More

Car crash or car cash: The challenges facing P2P lenders in motor finance

January 11, 2018 |

TWO OF the largest peer-to-peer lenders have identified the car finance market as an area for growth, but how smooth is the road ahead?

Leasing, personal contract plans, hire purchase and personal contract hire have become popular ways to purchase … Read More

2018: The survival of the fittest for P2P lenders?

December 21, 2017 |

THE PEER-TO-PEER lending sector has seen little M&A activity to date and few platform closures. But could all that change in 2018?

Last year saw a number of platforms complete funding rounds to strengthen their balance sheets and provide finance … Read More